Oz Chen
Writing about personal finance OzChen.com and UX Design on UXBeginner.com

Plus: Return on Entertainment, BF Shopping Hacks, Investing Deals and Downgrading Cards.

Compliment of the day: You have a grateful heart.

This is Thanksgiving week so I’ll riff on the idea of gratitude. Then I’ll cover Return on Entertainment, BF Shopping Hacks, Investing Deals and Downgrading Cards.

🙏🏼 Small gratitude leads to big gratitude

Years ago, gratitude became vogue. I don’t know which TED talk went viral or if…

Plus: Lump Sum vs Dump, Stablecoin Interest, Married People Are Richer (Kinda), and Wooden Credit Card

Compliment of the week: You have a free spirit.

This week I’ll start with with something I’ve never written about before: my journey to financial freedom.

Plus: Lump Sum vs Dump, Stablecoin Interest, Married People Are Richer (Kinda), and Wooden Credit Card

🦅 How I became financially free before 30

I didn’t think financial freedom would be possible…

PLUS: ETFs Are Cheaper, Financial Competitions, Tax Havens, Crypto Corner, and Fly Now Pay Later.

Compliment of the Week: You invest like a woman.

This week we’ll dive into female vs male investors, PLUS: ETFs Are Cheaper, Financial Competitions, Tax Havens, Crypto Corner, and Fly Now Pay Later.

💁🏽‍♀️ Why women make better investors

Tons of research demonstrate the strength of female investors, but I’ll start with compelling research from Fidelity…

Plus: Crypto Eats Cash, Danger of Easy Trading, Bruce Family Settlement, and FlyStein.

Money mantra of the week: You are the chief executive officer of your life

I’ll kick off with an inspiring conversation with my mom. Plus: Crypto Eats Cash, The Danger of Easy Trading, Bruce Family Settlement, and FlyStein.

🤔 Talk to me when you CEO

Plus! Investor Amnesia, Solana, Evergrande, Lowest common denominator advice, and Cost of Living.

Compliment of the week: You’re just the right type.

🤷🏽‍♂️ “That’s the type of investor you are”

I’ll start off this newsletter with a rant about realizing the type of investor I am, then: Investor Amnesia, Solana, Evergrande, Lowest common denominator advice, and Cost of Living.

There are many times when I think to myself: “If X stock…

Plus: Copy Congress Stock Trades, Home Prices, Kind of Millionaire, Motley Fool Review, and Squatty Potty.

Money Mantra of the Week: You are of sound mind and money.

In this week’s main article I dive into the concept of “Sound Money.” Then I cover these shorter stories: Copy Congress Stock Trades, Home Prices, Kind of Millionaire, Motley Fool Review, and Squatty Potty.

The Sound Money Debate: The Dollar vs Bitcoin vs Ethereum

Bitcoiners are salty with…

Plus: Financial Education, Open Minds, Invisible Scripts, Guessing Prices, Credit Builder Accounts

Compliment for you: You are financially literate.

Today’s topics: Financial Education, Open Minds, Invisible Scripts, Guessing Prices, Credit Builder Accounts

But first, a personal note on my Covid recovery. If you want to skip to the main topic, tap here or keep scrolling!

After sending the last update about recovering…

Oz Chen

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