Edition #29: Traditional vs Roth 401k. Should you split 50/50?

Plus: Your FU Number, Customer Service, Instant Karma, PayPal Travel Protection

Today’s compliment: you are bright-eyed and living life.

I’m totally off my writing schedule, as you could probably tell. I have the fortune of blaming it on travel. I can’t imagine blitz traveling vs staying put in one place for at least 1 week in order to maintain some habits.

Then again, I think it’s a good idea to carve out a true “I’m not producing any work” type of vacation in the future. That’s my tentative plan for August 2022. Any way, that’s a mini update of my headspace.

Today’s edition will cover Traditional vs Roth 401k, Fuck You Money, Using Social for Customer Service, Instant Karma, and Booking Travel via PayPal.

Which is better, Traditional or Roth 401K?

The Traditional 401k saves taxes now by removing $19,500 from taxable income and may put you at a lower tax bracket. The Roth 401k makes you pay taxes now, but that money won’t be taxed at retirement age.

The conundrum: which 401k is better?