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Edition #39: How I Became Financially Free before 30

Plus: Lump Sum vs Dump, Stablecoin Interest, Married People Are Richer (Kinda), and Wooden Credit Card

Oz Chen
6 min readNov 12, 2021

Compliment of the week: You have a free spirit.

This week I’ll start with with something I’ve never written about before: my journey to financial freedom.

Plus: Lump Sum vs Dump, Stablecoin Interest, Married People Are Richer (Kinda), and Wooden Credit Card

🦅 How I became financially free before 30

I didn’t think financial freedom would be possible. At age 30, it dawned on me that my life, albeit a modest one, would be fully covered for the next decade plus if I didn’t work.

In this new guide, I talk about how becoming financially free was largely a matter of mindset and sticking to habits over a long period of time.

Read it here: How I Achieved Financial Freedom Before 30

I am not feigning humility when I say that I live a normal life by many standards — I didn’t create a successful startup, join the executive ranks of a company, or come from wealth. That’s what makes my story that much more compelling: financial freedom is more accessible than people think. Especially to…

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Oz Chen
Oz Chen

Written by Oz Chen

Writing about personal finance OzChen.com and UX Design on UXBeginner.com

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