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Edition #43: Are you being too hard on yourself?

Plus: No Loss Lotteries, White Elephant Origins, Think In Percentages and Budgeting Against Net Worth.

Oz Chen
6 min readDec 19, 2021

Compliment of the week: You make things easy for yourself, and others.

I hope this newsletter receives you in good spirits. The holidays can be a fun and stressful time, but I’m just glad it’ll be normal-ish compared to December 2020. I’ll be seeing family in Florida for the first time in 2 years (saw that 3x fast). Then hopping on a plane to Puerto Rico, also first time! If you have any can’t-miss things to do in PR, let a friend know.

Here’s a random pic of a real candy cane house in Long Beach. Festive AF!

This week I’ll start by sharing some lessons learned from my inaugural money coaching sessions. Then I’ll cover: No Loss Lotteries, White Elephant Origins, Think In Percentages and Budgeting Against Net Worth.

🪨 Are you being too hard on yourself about money?

A big thank you to the brave souls who replied to the last newsletter for money coaching. All slots are…

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Oz Chen
Oz Chen

Written by Oz Chen

Writing about personal finance OzChen.com and UX Design on UXBeginner.com

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