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Financial Review 2021: My Portfolio Changes, Best and Worst Performers, and Future Predictions

Oz Chen
12 min readJan 17, 2022

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A financial blogger should have a financial review, right? Here’s my inaugural review where I break down what happened to my finances and investments for the year. I’ll also make some predictions for 2022.

Note: if for some reason you want to know way too much about my personal life, here’s my 2021 personal annual review.

Whenever someone makes a claim that a certain investment is good, I try to ask: compared to what?

This is why I start this financial review looking at all my assets as a percentage of my total net worth. This helps me make comparisons with more context, and sets up the framework for the rest of this review.

Here’s what I’ll cover:

  • Asset allocation changes
  • My best, worst and favorite investments of the year
  • Investing lessons + how my psychology of money has changed
  • Future predictions

Asset allocation: “Whoa, that’s a lot of crypto”

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Oz Chen
Oz Chen

Written by Oz Chen

Writing about personal finance OzChen.com and UX Design on UXBeginner.com

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